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Umina Beach is a suburb within the Central Coast Council local government area on the Central Coast of New South Wales, Australia. By road, it is 85 kilometres (53 mi) north of the Sydney CBD and 111 kilometres (69 mi) south of the Newcastle CBD.
Umina Beach is locally known on the Central Coast as being on 'The Peninsula' (or ‘Woy Woy Peninsula'). A natural peninsula that includes the towns of Umina Beach, Woy Woy, Blackwall, Booker Bay and Ettalong Beach. The main street, West Street, is the retail centre of The Peninsula with key national brands represented through Coles, Woolworths, Aldi and Bunnings.
The suburb of Umina Beach officially begins where Woy Woy and Blackwall end - at Veron Road and Gallipoli Avenue.
Umina Beach is the most populated suburb on the Central Coast.